Starmark Healthy ChoicesSM combines reference-based pricing, a strategy of provider reimbursement that has been leveraged by large employers to help control plan costs, with greater provider choice* for member care. With all the benefits of a self-funded health benefit plan for small to mid-sized employers, Healthy Choices is an innovative plan design that gives employers flexibility to tailor the plan design to their specific needs and the opportunity to receive a refund if the group’s claims are lower than expected.
Additional advantages of Healthy Choices:
- Claim advocacy through a market leader in Medicare-based pricing
- Increased provider cost transparency
- True provider choice within the United States* – no network restrictions
- Stop-loss protection from Trustmark® Life Insurance Company
- Seamless integration of claims payment, administration and benefits
*Except in the instance of organ transplants, where benefits are available when performed at a designated transplant facility, and specialty drugs, where benefits are available when provided by the designated specialty pharmacy as outlined in the plan document.
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